About Us
Rick Bagel
Owner/Originator
Rick Bagel is an expert in real estate development, finance, underwriting, structuring, and loan origination. Decimals and dollars are only part of the equation. Customer service, and high integrity between borrower, broker, and lender, are paramount.
Rick’s work experience includes Cardinal Financial, Conventus Holdings, Morning Sky Capital, Leith Inc, and Wetrock Farm I, LLC. Rick holds a B.S. in Economics from Duke University and an M.B.A. in Real Estate from University of Miami.
Testimonials
"I have been a self-employed contractor for over 20 years. I reached out to several PML’s in the past 3 years with no success for multiple reasons and had set forth on a path to do it on my own with my own money. Out of the blue, I reluctantly took a cold call and I’m glad I did. Rick was honest, to the point and most importantly knowledgeable about not only the financial process but the construction side as well. I am, and will continue to work with Rick and develop this relationship into the future."
- Randy, Phila Suburbs
"I recently worked with Rick Bagel of Nonbank Clearing on a DSCR loan to refinance an existing mortgage on one of my investment rental properties. Rick displayed an extensive knowledge of the various loan products available for my situation. He was straightforward and extremely helpful in explaining each loan option in vivid detail. He handled the whole process from start to finish with professionalism while also giving it that personal touch. He made the entire process relatively seamless. Thanks to Rick I was able to fulfill my goal of paying off some debt and to continue investing in real estate. I highly recommend Rick and his company, Nonbank Clearing, for obtaining mortgage loan products to help you fulfill your real estate investment goals."
- Al, Philadelphia
"Rick Bagel Is Awesome!!!! He's Kind And Polite, But A Real Go Getter. He Makes Things Happen. I Have Confidence In Rick. I've Had Two Separate Loans And Rick Made Them Happen For Me. He's Quick, On Point, Keeps You Updated On Business And Gives Great Advice."
- Terry, South Jersey